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What is a Reverse Mortgage?
Simply put, a Reverse Mortgage is a loan for homeowners age 62+ that allows you to access a portion of your home’s equity and uses your home as collateral while you continue to own and live in your own home.
Did you know this about Reverse Mortgages?
- No monthly mortgage payments required.
- Funds can be used to purchase a home!
- Never owe more than what the home is worth.
- Payment disbursement options based on your needs.
- Maintain title to your home.
- Your estate retains all equity.
- No equity sharing – homeowners keep all future appreciation.
- Funds are tax free.
- No limitations on how the money can be used.
- Younger spouses under 62 are now protected.
- You can actually buy a home with a reverse mortgage.
- If you are looking for Reverse Mortgage education material and information, we'll help with that too.
- Our QuickQuote does not require a credit check and may be modified any time to reflect your specific goals.
- We'll help with the calculations so you can make an accurate informed choice.
If you want to find out more information about a HECM for Purchase, please fill out the Quote Form or give us a call today at 970-222-0816.